Frequently asked questions
Typical issues – and our solutions
No NIE, delays with documents
We obtain NIE end-to-end: file paperwork, book appointments, prepare forms, and accompany you on-site or remotely.
Banks refuse to open an account
We choose the right bank, prepare documents, attend the meeting with an interpreter, and open accounts even for first-time non-residents.
Hidden debts after purchase
Before any deposit we run full checks: property registry, IBI and utility debts, technical docs, encumbrances or mortgages.
Don't understand Spanish contracts
We translate and clarify purchase contracts, notary deeds, bank and municipality letters in plain language (RU / EN / ES).
Unclear which district to pick
We analyze districts for your goal: living, investment, rental, family, by the sea. We'll tell you what to avoid.
Fear of being misled
Transparent contract, legal checks, documents, and notary support. Reporting at every step.
Can't travel to Spain
We run the deal remotely via power of attorney. We've had cases where clients saw the home for the first time when receiving the keys.
Money transfers are complicated
We support fund transfers, prepare source-of-funds docs, and suggest legal RUB-to-EUR options with conversion.
Chaos after purchase: utilities
We transfer utilities (water, electricity, gas, internet), check for debts, and sign contracts on your behalf.
Don't know about taxes and fees
We guide you on IBI, non-resident tax, insurance, utilities. We remind you what to pay, when, and where.
Frequent questions from buyers
Can I buy remotely?+
Yes. With a power of attorney we handle everything: selection, checks, NIE, bank account, notary, registration, utilities. You can fly in only to pick up the keys.
How long does it take?+
Typically 2–6 weeks. Faster if documents are ready. Remote deals are organized as quickly as possible.
What taxes apply?+
In Valencia: ITP 10% (resale). New build – 10% VAT + AJD 1–1.5%. We calculate all costs upfront.
Can I pay in RUB?+
Yes, safe conversion scenarios are possible. We'll agree the option and paperwork.
How to choose a district?+
We consult on areas: safety, transport, infrastructure, rental demand, schools, beaches, parks. Tailored to your goals.
Do you help open a bank account?+
Yes. We prepare docs, attend the bank, and provide an interpreter. We minimize the risk of refusal.
Who pays notary and registration?+
Usually the buyer, but terms can be negotiated. We explain details before signing.
Do you check for debts?+
Absolutely. We won't let you buy a property with utility debts, illegal alterations, or encumbrances.
What happens after purchase?+
We transfer electricity, water, internet, handle taxes and insurance. If needed – furniture, contractors, or a property manager.
What if I change my mind?+
If work has started (NIE, account, search, checks), we invoice for completed services. This is clarified upfront.